Lument Closes $9.5 Million Life Company Loan for Retail Real Estate Acquisition of Publix-Anchored Shoppes at Sweetwater in Florida
NEW YORK — June 10, 2026 — Lument has placed a $9.5 million life company loan to finance the acquisition of Shoppes at Sweetwater, a 64,000-square-foot Publix-anchored neighborhood shopping center located in Wekiwa Springs, Florida, within Seminole County. Lument Senior Director John Christen led the transaction.
Deal Structure and Financing Terms
The loan carries a fixed interest rate, a seven-year term, and a 30-year amortization schedule, with three years of interest-only payments.
"The life company financing provided an ideal solution, as it facilitates the acquisition of Shoppes at Sweetwater as well as two additional parcels, one with a McDonald's on a pad lease, and the other vacant land for future development or sale," Christen said.
The inclusion of the two outparcels — a McDonald's pad lease and a vacant land site — broadens the scope of the transaction beyond the core retail asset, with the vacant parcel available for either future development or a separate sale.
Sponsors and Counterparties
Graphic Real Estate, described by Lument as a boutique commercial real estate investment and advisory platform specializing in grocery-anchored retail, served as the borrower. RGA Reinsurance Company, a global business focused primarily on life- and health-related reinsurance solutions, provided the life company capital. Both firms are described by Lument as repeat clients.
"Collaborating with repeat clients Graphic Real Estate and RGA Reinsurance Company was a pleasure, as we successfully negotiated an outcome that has ample benefits for both parties," Christen said.
Market Context: Wekiwa Springs and the Greater Orlando Area
Shoppes at Sweetwater serves an affluent suburban community within the Orlando metropolitan area. Lument noted that the market benefits from strong tourism and employment trends, as well as high barriers to new grocery supply.
Wekiwa Springs sits within Seminole County, part of the greater Orlando area.
Lument's Debt Capital Markets Platform
Lument framed the closing as further evidence of its ongoing investment in its debt capital markets platform. Since launching the platform in 2024, the firm said it has placed nearly $2 billion across life company, CMBS, debt fund, and bank financing for borrowers nationwide.
Lument, a subsidiary of ORIX Capital Corporation, describes itself as a national leader in commercial real estate finance, with a primary focus on multifamily, affordable housing, and seniors housing and healthcare. The firm offers agency financing through Fannie Mae, Freddie Mac, FHA, and USDA programs, as well as a full suite of capital markets lending products. Lument has approximately 550 employees across more than 25 offices in the United States.